I’ve tried them all so you don’t have to. They come in two categories: Premium and Ad-Supported. It’s very similar to cable TV channels. Your premium channels would be ones you pay extra for like HBO, Starz, Showtime and so on. Your ad-supported channels are pretty much everything else, the ones that you don’t pay extra for, but you have to watch commercials. Here are my top 5 picks for getting completely free credit scores:
- CreditKarma – Ad-Supported Service
CreditKarma is a good basic free way to check your credit scores. This service is ad-supported, which means there’s no charge, but they will present you with various credit card and/or loan offers so they can pay the bills without charging you directly.
- Credit Sesame – Ad-Supported Service
This service is actually my favorite ad-supported service. Like CreditKarma, it’s ad-supported so even though it’s free, be prepared to turn down many advertisements. They do have a very easy to navigate website, which does make it easier to see what you need to see without a lot of trouble.
- Credit.com – Ad-Supported Service
Credit.com is an ad-supported service, also very basic and easy to use. It doesn’t offer a lot in the way of information to help you understand your score, but you can get that elsewhere.
- Quizzle – Ad-Supported Service
Quizzle was one of the first ad-supported services to offer free credit scores, but in my opinion, that alone doesn’t make it one of the best. It’s a good option if you don’t like any of the other services for one reason or another.
An interesting credit card offer from US Bank came in the mail today – U.S. Bank Cash+ Visa Signature Card. It’s main selling point seemed to be 5% cash back bonus on categories that change every quarter, up to $2,000 in net purchases per quarter. It directed me to visit www.usbank.com/myoffer to apply (which also probably serves as the starting point for many of their credit card offers).
This card seemed unique because instead of them choosing the bonus cash back categories for you, they let you choose your own. This is an interesting concept I have not seen much elsewhere. Continue reading www.usbank.com/myoffer – Apply For USBank Credit Cards Online
Today I received yet another credit card offer from Citi – Citi Diamond Preferred Card. This card’s hook is its long 0% for 21 months on purchases and balance transfers, then 11.99%-21.99% thereafter based on your creditworthiness. It instructed me to visit Citi.com/applydiamondpreferred to apply online.
This credit card is an excellent choice if you’re looking to transfer balances or are wanting to make some purchases without paying them off right away. Its long 0% introductory period is very attractive for that purpose. Continue reading Citi.com/applydiamondpreferred – Apply For Citi Diamond Preferred Card
Auto Zone is actually the only auto parts store I frequent. I don’t know why, but they are my favorite and have been for a long time. So when I hear that I can enter for a chance to win $10,000 cash from one of my favorite stores, I just can’t pass up the opportunity. All you have to do is complete the survey at www.autozonecares.com and enter for your chance to win 10 grand! Continue reading www.autozonecares.com – Enter To Win $10,000, Auto Zone Survey
Sonic is currently giving away free route 44 drinks to anyone who has visited within the past 14 days, and saved the receipt. All you have to do is go to www.talktosonic.com and fill out the short survey, write down the code the site gives you on your receipt, and take it in next time you go to claim your free route 44! Continue reading www.talktosonic.com – Get Your Free Route 44 Drink
Hardee’s has always been one of my favorite fast food restaurants. I love their ham and cheese sandwich, and they have great burgers and fries. When I heard about this opportunity to win a $500 Gift Card at Hardee’s, I couldn’t pass it up! All I had to do was visit www.tellhardees.com and complete a short survey, and at the end you’re entered into the $500 Gift Card sweepstakes. Continue reading www.tellhardees.com – Win a $500 Hardee’s Gift Card
Ross is currently inviting its customers to share their experience and opinions about their service, though Ross customer survey website www.tellross.com. I love the opportunity to win free money or gift cards, and this is a great opportunity to win a $500 Ross Gift Card, to buy anything you want as long as it’s at a Ross store. Continue reading www.tellross.com – Win a $500 Gift Card to Ross