Credit Karma Review

Credit Karma was the first, and in our opinion, is still one of the best of it’s kind. A basic way for consumers to get their free credit score without signing up for a free trial of a premium credit monitoring service. It’s supported by advertisements for things like credit cards, loans, etc. (after all,…

Credit Sesame Review

Credit Sesame is a great 100% free way to check and monitor your free Experian credit score. Similar to Credit Karma, except this one provides your Experian credit score whereas Credit Karma provides your TransUnion score. Now you can also get free monitoring of your Experian credit report, with alerts of significant changes to your…

Identity Guard Review

Feature Details Credit Scores 3 Free Credit Scores (based on data from Equifax Experian & TransUnion) Credit Reports All 3 Bureau Credit Reports Credit Monitoring Daily monitoring of All 3 Bureaus Trial Info & Price 30 day free trial – $16.99/mo thereafter Identity Guard® is, in my opinion, the most comprehensive credit monitoring & identity…

Why You Need Your FICO Scores, Not Your “Free Credit Score”

Did you know that 90% of top lenders use your FICO® Scores to determine loan interest rates, terms & approvals? In fact, I’ve applied and been approved for 3 different mortgages, each time my FICO Score is what they looked at to determine my credit worthiness. I’ve also applied and been approved for around 10…

Experian IdentityWorks Review

Experian IdentityWorks Review

Deal Alert: Experian IdentityWorks is offering a 30-day trial. During this 30-Day trial, you get full access to your 3 FICO® Scores, 3 Credit Reports, with unbeatable ID Theft Protection. Get Your 30-Day Trial Now before it’s gone by clicking any IdentityWorks link on this page! Full Disclosure: I have an affiliate relationship with Experian IdentityWorks and I will…

Why I Love FreeScoresAndMore – My Honest Review

Deal Alert: For a limited time just for GotCredit visitors: FreeScoresAndMore is offering a 30 day free trial, and 25% off ($14.99/mo, instead of the normal $19.99/mo). No coupon required, get the deal now before it expires by clicking any FreeScoresAndMore link on this page! Full Disclosure: I have an affiliate relationship with FreeScoresAndMore and will receive a small commission (at…

Top 5 Ways to Get a 100% Free Credit Score – No Credit Card Needed

Tired of those so-called “free credit score” offers – the ones that require you to enter your credit card details in order to view your credit score? Want a truly free credit score without having to sign-up for a free trial of some over-priced credit monitoring service? Me too, and I know of several great…

How to get 3 Free Credit Reports – No Credit Card Needed

Need a free credit report, but don’t want to to enter your credit card information, or sign-up for one of those “free trials” to get it? There is only one source for truly free credit reports, no trials or catches, ever… AnnualCreditReport.com – All 3 Credit Reports Once Per Year AnnualCreditReport.com is the official, federally…

The Basics of Credit – What it is, why it’s so important

Credit Basics – What exactly is Credit? Credit, in financial terms, is defined as: “A means of borrowing money from a person or company and returning it at a later date, usually with accrued interest charged on top of the initial sum borrowed.” “A privilege granted for the purpose of extending time to make payment…